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Summary - About Us

In 2018, we at Arka took the baton to offer our expertise in creating customised, innovative financing solutions that will empower our customers to build, expand and progress their businesses.

We started as a subsidiary of Kirloskar Oil Engines, growing from the intrinsic learnings of its 130 year old legacy. A legacy that kept pace with the nation’s progress by keeping the people and their unique requirements at the core of everything they make. We imbibed these values and extended them to the financial services segment.

Unlike most non-banking financial companies (NBFCs), our solutions are customised to what businesses truly need. We forge strong bonds with our customers, understand their pain points and structure solutions that will aptly and timely solve for their needs. With robust technology, unmatched experience and our ever-evolving knowledge, we have built an agile NBFC that is digitally sound, process driven and customer-centric.

As a RBI licensed non banking financial company (NBFC), and with a CRISIL rating of AA(-) for long term borrowings and A1(+) for short term borrowings with a positive outlook, we ably offer growth capital to businesses. As of December 2023, our AUM stands at INR 4,724 crores with the retail AUM surpassing 40%. We have been adequately capitalised with CRAR of 25.61% as on 31st December 2023 which is well above the regulatory requirement. Currently, present across 32 branches in India, we are expanding our reach to enable businesses across the nation to get ahead.

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Our Philosophy - About Us

Our Philosophy

We understand that success is a result of resilience. We consider failure to be a new beginning. We believe that hard work is a combination of passion, patience and perseverance. We know that the ones who truly live by this, are the champions who strive to get ahead.

Their tenacious spirit ignites change in the face of a challenge. They invest their blood, sweat and magic in their dreams. It is them whom we celebrate. It is in their worlds, we entrench ourselves. It is for them, we customise financial solutions, simply enabling their businesses to get ahead.

Arka Holdings - Vision, Mission, Values Content - About Us

To enable growth and fulfil the aspirations of our customers through empathy and agility.
Our Mission is to provide technology enabled, innovative and customized financial solutions for an enhanced customer experience.
The company's success is founded on its unflinching commitment to 6 core values. Each of these values describes what our company stands for, how passionate we are about our work. We are committed to our values, and it always reflects in everything we do.

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Board of directors - About Us

Board of Directors
Their wealth of experience fuels our ambition. Their expertise hones our actions. It is their encouragement that drives us to innovate financial solutions in pace with the ever-changing tapestry of the market. It is their guidance that paves the path for our team, our vision and our organisation to get ahead.

Leadership Team - About Us

Leadership Team
The torchbearers of inspired thought. The frontrunners of change. Our leaders, celebrated in the industry, came together for a singular purpose. A purpose to build a non-banking financial company that will partner different businesses in their endeavor to get ahead.

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To be a Digital Leader

AUTHOR:Mridul Sharma

HEAD - Group Chief Operating Officer

Over the last 20 years we have seen our workplaces getting digitized. I look at this transformation in 3 stages: first, was the digitization of our systems of record like core banking or General ledgers; second, was the digitization of processes, which lets work move across the organization on a workflow automatically, sans paper; something like what the assembly line did to a manufacturing operation. The third is the latest stage where we have seen a blurring of the boundaries between the physical and virtual elements. This stage of digitization is characterized by end user experience being driven by a software layer and other associated technologies that bring together the services of the underlying physical service providers.

Hence today’s digital age is about the use of the digital assets created through stage 1 and 2 of digitization to redefine the client experience and thus not just re-engineer processes but to transform them completely and as a result create value for the business and the customers.

For a leader to be successful in this workplace, we need to acquire or sharpen relevant skills so that one is able to take their teams forward as well as achieve the business objectives.

This leadership requires a mix of skills that some, new to the discipline, may feel unprepared for. In many cases, the skills that got them into leadership positions are very different from the ones they need to exercise now. To help better define what you need to be a successful leader, below is a short summary to maximize your potential. 

Intellectual Curiosity 

There is always some new technology or resource that requires the ability to learn and incorporate into teams and platforms. This requires a mindset of continual learning. The underlying technologies as well services available off the web – SAAS, Software available as a service are changing every day. We need to keep trying out and exploring new stuff first hand to lay your hands on something that can be a potential solution. 

Understanding Human and Customer Nature 

No tech nology or process intervention can solve a change process effectively unless we ground ourselves in human nature, empathy, the customer journey, pain points and how creative, messaging and content strategy influence human behavior supported by our growing technology interface landscape. A digital leader also needs to demonstrate empathy, a clear vision and a commitment to creating a healthy work culture. I believe being a digital leader requires a bit more effort than traditional leaders who have that face-to-face interaction daily. Digital leadership requires intentionally fostering interpersonal communication, creating a sense of community and making sure everyone can work both efficiently and effectively to maximize productivity.

Vision of Where The Business is Headed 

You may belong to any sub-unit of an organization but a good leader needs to be focused on the present, always with an eye on the future and also have a keen sense of the business that we are in. 

Passion and Purpose 

Can you get your organization excited about digital? If you aren’t passionate about what you are doing, you can’t expect your workers to be either. Leaders need to be change agents when going through a digital transformation. Can you drive your employees to radical change, to engage their heart, mind and soul in the digital transformation process? You need to be invested in these outcomes with a clear plan to bring them to life. Ask yourself, is digital transformation a new shiny object or do you fundamentally want to change your organization forever? You need to have a focused purpose of why you want to embrace digital and not because everyone is doing it. These aren’t easy tasks and there will be triumphs and failures along the way. Do you have what it takes to weather the storm of failure, pain in changing and disappointment as you journey to the world of digital? 

Ability to Leverage Analytics 

Great decision making is dependent on great data and turning data into insights is a key factor. What matters is how enterprises can leverage data and unlock its power to create better and faster business outcomes and in the process get to a data driven decision making process. The key to any digital workplace success is realizing that digital and data are connected, and leaders must recognize that being data-driven is a core requirement to run a successful digital business. 

Great Communication Skills 

Leaders should be comfortable with openness, willing to share data and information. They must be willing to enable employees to make their own decisions, since they now have the context and information to do so. Leaders must also be forward looking, to continuously improve the systems that guide and enable your team. And finally, you must be good at dealing with, and leading, change, since in a digital world, that’s relentless. 

The Ability to Delegate 

Many new leaders fall into the trap of trying to do everything themselves or micromanage the processes. A leader, however, needs to possess the ability to recognize their own limitations and to delegate the things they don’t do well. This also allows leaders to focus their energy on the aspects of running the company that are imperative to the business’s growth. The leaders do need to play the role of defining the blueprint and vision of how the digital processes will work as well use their experience is choosing the right technologies and partners. 

Be Techno-functional in Approach

Today’s processes and technologies are so deeply intertwined that a leader cannot lead effective decision making unless we are techno-functional in approach. This means that no one can exist in just one field of expertise and that we need to move towards the intersectional spaces where the confluence of skills come together. To give an example, a technology leader is only 70% effective till he/she acquires the functional knowledge of the underlying business for which technology solutions are being delivered. Similarly an operations leader has to appreciate the building blocks of the technologies running his/her processes to be able to define the requirement to improve the processes further. The same applies to a business leader as well. To sum up, digital leaders have been shaped by the internet era and have a radically different mindset to more traditional leadership styles.

Bullet Pointers to what a Digital Leader is:

• Obsesses over the connected consumer and client experiences.
• Is ready for the challenge of constant feedback from customer and digital services and uses this to improve processes and products.
• Enables remote working and digital operations right to the last mile.
• Uses and exploits the unique qualities of digital and enables employees to do the same.
• Adapt their workplace to a new generation of employees raised in the digital era.