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How Does the MSME Loan Benefit a Business?

Discover how MSME loans can help small businesses grow and succeed in today’s competitive market. From managing daily expenses and purchasing equipment to expanding operations and settling debts, this blog explores the versatile ways MSME loans can support your business. Learn how to utilize MSME loans to cover unforeseen expenses, acquire industrial properties, or even fund marketing campaigns. This guide will help you understand how this financial solution empowers businesses to achieve their goals and overcome challenges effortlessly.

Understanding Interest Rates and Fees Associated with Business Loans

Before applying for a business loan, it’s essential to understand all common costs associated with it like interest rates and processing charges. This blog also explains the factors which influence interest rates and their respective impacts. Further, it breaks down common fees/charges such as prepayment charges, bounce charges, and annual maintenance costs. Gain insights into how understanding these aspects can help you make informed decisions to maintain financial health for your business.

To be a Digital Leader

Over the last 20 years we have seen our workplaces getting digitized. I look at this transformation in 3 stages: first, was the digitization of our systems of record like core banking or General ledgers; second, was the digitization of processes, which lets work move across the organization on a workflow automatically, sans paper; something like what the assembly line did to a manufacturing operation.

The Transitioning Role of NBFC'S In Corporate Lending

NBFCs traditionally have occupied the space unaddressed by the Banks Bond Markets in India. The approach of NBFCs traditionally has always been that of a money lender, primarily taking comfort in the collateral offered for the loan. This automatically meant that the sponsors of the NBFCs were players who understood the value of the collateral and had the ability to liquidate the collateral to repay their loans. The primary comfort though always was that if the collateral had a transparent market valuation and if the security was easily saleable, then the Borrower would be able to easily refinance the existing loan.